PRIVACY POLICY
Effective Date: 5/24/2026
Last Updated: 7/14/2026
This Privacy Policy explains how FiFutures LLC (“Company,” “we,” “us,” or “our”) collects, uses, stores, shares, and protects personal information.
1. Information We Collect
We may collect the following categories of information:
A. Personal Information
Name
Email address
Phone number
Mailing address
Date of birth
B. Financial Information
Through integrations with third-party providers such as Plaid, we may collect:
Account balances
Transaction history
Account ownership information
Financial institution information
Spending categories
Income information
C. Device and Usage Information
IP address
Device identifiers
Browser type
Mobile operating system
App interactions
Analytics data
D. User-Provided Information
Financial goals
Household documents status
Tax filing status
Budget categories
Notes and preferences
Survey responses
2. How We Use Information
We may use collected information to:
Provide and maintain the Services;
Personalize user experiences;
Deliver budgeting insights and recommendations;
Improve financial literacy tools;
Develop analytics and product enhancements;
Detect fraud and security incidents;
Comply with legal obligations;
Communicate with users.
3. Financial Data Aggregation
When you connect financial accounts:
You authorize us and our service providers to access your financial data;
Credentials may be securely handled by third-party aggregators;
We do not store banking credentials unless explicitly disclosed.
Third-party providers may independently collect and process data according to their own privacy policies.
4. Sharing of Information
We may share information with:
Service Providers
Including:
Cloud hosting providers
Analytics providers
Payment processors
Customer support vendors
Financial aggregation providers such as Plaid
Legal and Regulatory Authorities
When required to:
Comply with laws;
Respond to legal requests;
Prevent fraud or harm.
Business Transfers
In connection with:
Mergers
Acquisitions
Financing transactions
Asset sales
5. Data Analytics and De-Identified Data
We may create aggregated or de-identified datasets for:
Product research;
Benchmarking;
Statistical analysis;
Machine learning;
Service optimization.
Such data will not reasonably identify individual users.
6. Data Retention
We retain information for as long as necessary to:
Provide Services;
Meet legal obligations;
Resolve disputes;
Enforce agreements.
Retention periods may vary based on applicable laws.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information.
However, no method of transmission or storage is completely secure.
8. User Rights
Depending on applicable law, users may have rights to:
Access personal data;
Correct inaccurate data;
Delete data;
Restrict processing;
Withdraw consent;
Request portability.
Users may submit requests through:
9. State Privacy Rights
Certain U.S. states provide residents with specific rights regarding their personal information. If you reside in a state that has enacted a comprehensive privacy law, you may have some or all of the following rights, subject to applicable legal exceptions.
These rights may include:
Right to know what personal information we collect
Right to access personal information
Right to correct inaccurate personal information
Right to delete personal information
Right to obtain a portable copy of personal information
Right to opt out of:
Sale of personal information
Targeted advertising
Profiling used to make significant decisions
Right to appeal a denied privacy request (where required)
Residents may exercise these rights by contacting us using the information provided in the Contact Us section.
We will not discriminate against users who exercise their privacy rights.
California Privacy Rights (CCPA/CPRA)
If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), provides additional rights.
California residents have the right to:
Know the categories of personal information collected
Know the sources of information
Know the business purposes for collection
Know the categories of third parties receiving information
Access specific pieces of information
Correct inaccurate personal information
Delete personal information
Limit use of Sensitive Personal Information (if applicable)
Opt out of the sale or sharing of personal information
Not be discriminated against for exercising privacy rights
Sale or Sharing of Information
FiFutures does not sell personal information as defined by California law.
If we ever engage in targeted advertising that constitutes "sharing" under California law, California residents will be provided an opportunity to opt out.
Virginia Consumer Data Protection Act (VCDPA)
Virginia residents may have the right to:
Confirm whether we process personal data
Access personal data
Correct inaccuracies
Delete personal data
Obtain a portable copy
Opt out of:
Targeted advertising
Sale of personal data
Certain profiling
If we deny a request, Virginia residents may appeal our decision by contacting us.
Colorado Privacy Act
Colorado residents may have the right to:
Access personal data
Correct inaccurate data
Delete personal data
Obtain a copy of their personal data
Opt out of:
Targeted advertising
Sale of personal data
Certain profiling activities
Colorado residents may also appeal a denied request.
Other State Privacy Laws
Residents of states with applicable privacy laws—including but not limited to Connecticut, Utah, Iowa, Indiana, Montana, Tennessee, Texas, Oregon, Delaware, New Jersey, New Hampshire, Nebraska, Kentucky, Minnesota, Maryland, and Rhode Island—may have similar rights regarding access, correction, deletion, portability, and opting out of certain data processing activities.
We will honor verified requests from residents of applicable states in accordance with the requirements of their state's privacy law.
How to Exercise Your Rights
Users wishing to exercise applicable privacy rights may contact us through:
Email: support@fifutures.app
You may also submit requests through the app if this functionality becomes available.
We may request additional information to verify your identity before fulfilling a request.
We will respond within the timeframes required by applicable law.
Appeals Process
If your request is denied and your state's laws provide an appeal process, you may submit an appeal by contacting:
We will review the appeal and respond within the timeframe required by applicable law.
10. Children’s Privacy
The Services are not intended for children under 14 years of age, and we do not knowingly collect personal information from children.
11. International Users
If users access the Services outside the United States, they acknowledge that information may be transferred to and processed in the United States.
12. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Material changes will be communicated through the Services or other appropriate means.
13. Contact Us
FiFutures LLC
support@fifutures.app
www.fifutures.app
Atlanta, GA