PRIVACY POLICY
Effective Date: 5/24/2026
Last Updated: 5/24/2026
This Privacy Policy explains how FiFutures LLC (“Company,” “we,” “us,” or “our”) collects, uses, stores, shares, and protects personal information.
1. Information We Collect
We may collect the following categories of information:
A. Personal Information
Name
Email address
Phone number
Mailing address
Date of birth
B. Financial Information
Through integrations with third-party providers such as Plaid, we may collect:
Account balances
Transaction history
Account ownership information
Financial institution information
Spending categories
Income information
C. Device and Usage Information
IP address
Device identifiers
Browser type
Mobile operating system
App interactions
Analytics data
D. User-Provided Information
Financial goals
Household documents status
Tax filing status
Budget categories
Notes and preferences
Survey responses
2. How We Use Information
We may use collected information to:
Provide and maintain the Services;
Personalize user experiences;
Deliver budgeting insights and recommendations;
Improve financial literacy tools;
Develop analytics and product enhancements;
Detect fraud and security incidents;
Comply with legal obligations;
Communicate with users.
3. Financial Data Aggregation
When you connect financial accounts:
You authorize us and our service providers to access your financial data;
Credentials may be securely handled by third-party aggregators;
We do not store banking credentials unless explicitly disclosed.
Third-party providers may independently collect and process data according to their own privacy policies.
4. Sharing of Information
We may share information with:
Service Providers
Including:
Cloud hosting providers
Analytics providers
Payment processors
Customer support vendors
Financial aggregation providers such as Plaid
Legal and Regulatory Authorities
When required to:
Comply with laws;
Respond to legal requests;
Prevent fraud or harm.
Business Transfers
In connection with:
Mergers
Acquisitions
Financing transactions
Asset sales
5. Data Analytics and De-Identified Data
We may create aggregated or de-identified datasets for:
Product research;
Benchmarking;
Statistical analysis;
Machine learning;
Service optimization.
Such data will not reasonably identify individual users.
6. Data Retention
We retain information for as long as necessary to:
Provide Services;
Meet legal obligations;
Resolve disputes;
Enforce agreements.
Retention periods may vary based on applicable laws.
7. Data Security
We implement reasonable administrative, technical, and physical safeguards designed to protect personal information.
However, no method of transmission or storage is completely secure.
8. User Rights
Depending on applicable law, users may have rights to:
Access personal data;
Correct inaccurate data;
Delete data;
Restrict processing;
Withdraw consent;
Request portability.
Users may submit requests through:
9. State Privacy Rights
If applicable, include disclosures required under:
California Consumer Privacy Act (CCPA/CPRA)
Virginia Consumer Data Protection Act (VCDPA)
Colorado Privacy Act
Other state privacy laws
10. Children’s Privacy
The Services are not intended for children under 13 years of age, and we do not knowingly collect personal information from children.
11. International Users
If users access the Services outside the United States, they acknowledge that information may be transferred to and processed in the United States.
12. Changes to this Privacy Policy
We may update this Privacy Policy periodically. Material changes will be communicated through the Services or other appropriate means.
13. Contact Us
FiFutures LLC
support@fifutures.app
www.fifutures.app
Atlanta, GA